XLS
Policy summary
Excel workbook
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Same team. Amplified by AI. Twice as many clients.
Effara is a groundbreaking infrastructure layer for modern brokerages, deploying autonomous agents that handle document intake, carrier submissions, tendering, claims, and risk management. Works with any carrier. Built to scale.
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85%Reduction in workflow time
10xFaster tendering processes
20+Hours saved per broker, per week
0IT resources required
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Get started free →Document intake
Upload any insurance document
Drag a policy PDF, scan, or photo into Effara — no templates to configure.
Data extraction
Effara extracts relevant data
Watch fields populate in real time as the model reads tables, endorsements, and fine print — with full traceability for review.
Document generation
Automatically generate documents
Agents create slides, excel reports, and tender packages. You determine the content and style.
Structured output
Use the data in your own solutions
Access clean data from client policies, portfolios, and communications — ready for any downstream workflow, integration, or audit.
Drop policy documentPDF, scan, or photo
Larsen_Commercial_CP-2025-00847.pdf
Source document
CP-2025-00847
Larsen & Partners AS · Storebrand ASA
Extracting structured fields…
Detected fields
InsuredLarsen & Partners AS✓
Org. number987 654 321✓
CoverageCommercial Property✓
Certificate no.CP-2025-00847✓
Sum insuredNOK 12,500,000✓
Policy period1 Jan 2025 – 1 Jan 2026✓
DeductibleNOK 20,000✓
Document processed
Policy data extracted successfully
PPT
Client overview
PowerPoint presentation
XLS
Request for quotation
Excel workbook
larsen_cp-2025-00847_extracted.json
{"carrier": "Storebrand ASA","certificate_number": "CP-2025-00847","coverage": {"currency": "NOK","deductible": 20000,"sum_insured": 12500000,"type": "Commercial Property"},"date_issued": "2025-01-14","endorsements": ["Fire, theft, and water damage","Business interruption: NOK 3,000,000","All-risk, excl. war & terrorism"],"period": {"from": "2025-01-01","to": "2026-01-01"},"policyholder": {"address": "Drammensveien 47, 0271 Oslo","name": "Larsen & Partners AS","org_number": "987654321"},"status": "active"}
Storebrand ASA
Insurance Certificate
Certificate No.CP-2025-00847
Date Issued14 January 2025
Policyholder
NameLarsen & Partners AS
Org. No.987 654 321
AddressDrammensveien 47, 0271 Oslo
Coverage
TypeCommercial Property
Risk addressSame as policyholder
Sum insuredNOK 12,500,000
DeductibleNOK 20,000
Policy Period
From01 January 2025
To01 January 2026
Special Conditions
·Fire, theft, and water damage
·Business interruption: NOK 3,000,000
·All-risk, excl. war & terrorism
Authorized — Storebrand ASA, Filipstad Brygge 1, Oslo
Everything your brokerage needs
From document intake to carrier submission — built to handle complete workflows without hand-holding.
Drop documents here
Document Intake
Drop any PDF, scan, or email — Effara extracts structured data automatically. No templates, no re-keying.
A
B
C
D
E
AXA
Zurich
Allianz
Prefilling templates
Carrier Submission
Prefill your existing Excel templates for any carrier and submit directly — no API integrations needed.
Audit trail
Compliant
Document extracted12:04
Fields validated12:04
Broker review12:06
Submitted to carrier12:08
GDPR
SOC 2
ISO 27001
Compliance & Audit Trail
Every action is logged and traceable. GDPR and AML compliant by design — brokers review before anything leaves.
AXA
ZurichBest
Allianz
Annual premium
NOK 48 200
NOK 41 500
NOK 51 800
Deductible
NOK 10 000
NOK 8 000
NOK 12 000
Coverage limit
NOK 5M
NOK 10M
NOK 5M
Liability
Standard
Extended
Standard
Tenders received
3 carriers
Best option highlighted
Tender Comparison
Receive quotes from multiple carriers and compare them side by side — premiums, coverage, and terms in one view.
Policy expiry detectedDone
Client data refreshedDone
Coverage comparisonDone
Broker reviewWaiting
~15 hrs saved per client
Next renewal
14 Mar 2026
Renewal Workflows
Automatic expiry detection, data refresh, and coverage comparison — so renewals take minutes, not hours.
Calculator
How much time is lost in your brokerage?
We interviewed brokerages to learn how much time is wasted. Adjust the sliders to see how you compare.
10 brokers
100
25%
25% means each client tenders roughly every 4 years. The rest just renew.
Estimated hours wasted per year
10 438hrs
That's roughly 6.1 FTE (at 1,700 hrs/year) across 10 brokers, 1000 clients (25% tendering, 250 tenders/year).
Overview creation3 000 hrs
Renewal workflows3 750 hrs
Data retrieval625 hrs
Carrier submissions2 813 hrs
Portfolio reporting250 hrs
Enterprise-grade security and controls
Effara is built for regulated industries. Privacy by design, GDPR-compliant by default — with auditable outputs, traceable workflows, and full data sovereignty. We adapt to your compliance requirements, not the other way around. Built and hosted in Europe.
More About SecurityGDPR
Built in Europe. Fully compliant with EU data protection law.
Access control
Role-based access controls and full audit logs — so the right people see the right data, and nothing goes untracked.
DPA included
Included as standard with every customer agreement.
EU data residency
Your data stays within the EU. No cross-border transfers.
Common questions answered
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